Anderson Robert B. 4

What Happened
Robert B. Anderson, Executive Vice President and Chief Financial Officer of USCB Financial Holdings, had 514 shares disposed/withheld on January 22, 2026 at $20.70 per share to satisfy a tax liability, a total value of approximately $10,640. This was a share withholding tied to equity awards (tax-payment), not an open‑market sale for investment purposes.

Key Details

• Transaction date and price: 514 shares withheld on 2026-01-22 at $20.70 each (total ≈ $10,640).
• Transaction code: F — payment of exercise price or tax liability (share withholding to cover taxes).
• Shares owned after transaction: not specified in the provided filing.
• Filing date: Form 4 filed 2026-01-26; this appears to be timely (within the two-business-day filing window for a 2026-01-22 transaction).
• Notable footnotes:
  • F1 details multiple restricted stock grants and their vesting schedules (including 5,861 shares from an 8,792-share grant vesting starting 1/21/2026, plus other grants).
  • F2 and F3 note option grants that vest at one-third per year commencing 9/10/2021 and 9/27/2022, respectively.

Context
This transaction reflects routine tax withholding when restricted stock vests (or upon option exercise) and does not necessarily indicate a change in the insider’s view of the company. The filing indicates several outstanding restricted‑stock grants and vested-option schedules for Anderson; the withheld shares were used to cover taxes rather than represent an intentional cash sale for investment reasons.