BUSTLE NICHOLAS 4

What Happened
Nicholas Bustle, EVP and Chief Lending Officer of USCB Financial Holdings (USCB), had 322 shares disposed on January 22, 2026 to satisfy an exercise price or tax liability (transaction code F). The shares were recorded at $20.70 each for a total value of $6,665. This was a tax-withholding/settlement-type disposition rather than an open-market sale or a purchase.

Key Details

• Transaction date: 2026-01-22; Price: $20.70 per share; Total value: $6,665.
• Transaction code F: payment of exercise price or tax liability (shares withheld/surrendered to cover taxes).
• Shares owned after transaction: Not specified in this Form 4.
• Filing date (Form 4): 2026-01-26 — appears to be filed within the standard two business-day window.
• Relevant footnotes in the filing:
  • F1: Describes multiple restricted stock grants and their vesting commencement dates and amounts (portions vesting 1/3 per year from 2024–2026 on various grant dates).
  • F2 & F3: Describe stock option vesting schedules (vesting at one-third per year starting 4/17/2020 and 9/27/2022, respectively).

Context
Code F transactions are typically routine tax-withholding actions that occur when restricted stock vests or options are exercised; they do not necessarily indicate a deliberate market sale. The dollar amount here is modest ($6.7k) and more administrative than indicative of the insider’s market view.