USCB FINANCIAL HOLDINGS, INC.·4

Jan 26, 2:53 PM ET

GUERRA-KATTOU MARTHA 4

4 · USCB FINANCIAL HOLDINGS, INC. · Filed Jan 26, 2026

Research Summary

AI-generated summary of this filing

Updated

USCB Financial (USCB) EVP Martha Guerra-Kattou Sells Shares

What Happened
Martha Guerra-Kattou, EVP of Sales and Marketing at USCB Financial (USCB), disposed of 262 shares on January 22, 2026 at $20.70 per share, for total proceeds of $5,423. The Form 4 reports transaction code F, indicating the disposition was to satisfy an exercise price or tax liability (i.e., share withholding to cover taxes), rather than an open-market discretionary sale.

Key Details

  • Transaction date: 2026-01-22
  • Amount: 262 shares disposed at $20.70 each — total $5,423
  • Transaction code: F (payment of exercise price or tax liability / share withholding)
  • Shares owned after the transaction: not specified in the provided filing summary
  • Filing date: 2026-01-26 — appears to be filed within required Form 4 timing (reported within the typical two business-day window)
  • Footnotes: vesting/award details included — several restricted stock grants with staggered vesting (see below) and options vesting one‑third per year

Context
Code F transactions are commonly routine tax-withholding actions when restricted stock vests or options are exercised; they do not necessarily signal a discretionary sale by the insider. Footnote details note multiple restricted stock grants (e.g., grants with vesting that began Jan 22, 2025; Mar 8, 2024; Oct 28, 2025; and Jan 21, 2026) and that the options in question vest at one-third per year commencing Jan 22, 2022. For retail investors, purchase transactions usually carry more informational weight than routine withholding disposals like this one.

Insider Transaction Report

Form 4
Period: 2026-01-22
GUERRA-KATTOU MARTHA
EVP, Sales and Marketing
Transactions
  • Tax Payment

    Class A Voting Common Stock

    [F1]
    2026-01-22$20.70/sh262$5,42334,822 total
Holdings
  • Options to Purchase Class A Voting Stock

    [F2]
    Exercise: $12.05From: 2022-09-27Exp: 2031-09-27Class A Voting Common Stock (40,000 underlying)
    40,000
Footnotes (2)
  • [F1]Includes 885 shares of restricted stock from a grant of 2,655 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,645 shares of restricted stock from a grant of 4,933 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 13,333 shares of restricted stock from a grant of 20,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025 and 3,938 shares of restricted stock from a grant of 5,907 shares which commenced vesting at a rate of one-third per year on January 21, 2026.
  • [F2]The options vested at a rate of one-third per year commencing on January 22, 2022.
Signature
/s/ Robert Anderson by P.O.A. for Martha Guerra-Kattou|2026-01-26

Documents

1 file
  • 4
    rdgdoc.xmlPrimary

    FORM 4