GUERRA-KATTOU MARTHA 4

What Happened
Martha Guerra-Kattou, EVP of Sales and Marketing at USCB Financial (USCB), disposed of 262 shares on January 22, 2026 at $20.70 per share, for total proceeds of $5,423. The Form 4 reports transaction code F, indicating the disposition was to satisfy an exercise price or tax liability (i.e., share withholding to cover taxes), rather than an open-market discretionary sale.

Key Details

• Transaction date: 2026-01-22
• Amount: 262 shares disposed at $20.70 each — total $5,423
• Transaction code: F (payment of exercise price or tax liability / share withholding)
• Shares owned after the transaction: not specified in the provided filing summary
• Filing date: 2026-01-26 — appears to be filed within required Form 4 timing (reported within the typical two business-day window)
• Footnotes: vesting/award details included — several restricted stock grants with staggered vesting (see below) and options vesting one‑third per year

Context
Code F transactions are commonly routine tax-withholding actions when restricted stock vests or options are exercised; they do not necessarily signal a discretionary sale by the insider. Footnote details note multiple restricted stock grants (e.g., grants with vesting that began Jan 22, 2025; Mar 8, 2024; Oct 28, 2025; and Jan 21, 2026) and that the options in question vest at one-third per year commencing Jan 22, 2022. For retail investors, purchase transactions usually carry more informational weight than routine withholding disposals like this one.