COLLAZO ANDRES 4

What Happened
Andres Collazo, Executive Vice President, Operations & IT of USCB Financial Holdings (USCB), received an award of 6,123 restricted common shares on January 22, 2026. The grant was recorded at $0.00 (compensation award rather than a cash purchase). Per the filing, these restricted shares vest at a rate of one‑third per year beginning January 27, 2027.

Key Details

• Transaction date: January 22, 2026; Form 4 filed January 28, 2026 (6 days after the transaction). Form 4s are typically due within 2 business days, so this filing appears delayed.
• Award: 6,123 restricted shares granted, acquisition price $0.00 (award/compensation).
• Vesting: One‑third vests per year, commencing January 27, 2027 (footnote F1).
• Shares owned after the transaction: not specified in the provided filing.
• Additional holdings/notes (from filing footnotes):
  • F2 lists other restricted stock amounts and their respective vesting commencement dates (948 shares from a 2,846-share grant vesting from 1/22/2025; 1,763 shares from a 5,289-share grant vesting from 3/8/2024; 10,000 shares from a 15,000-share grant vesting from 10/28/2025; 4,042 shares from a 6,064-share grant vesting from 1/21/2026).
  • F3 and F4 note earlier option grants that vest at one‑third per year (vesting commencements 9/27/2022 and 4/25/2017, respectively).

Context
This was an equity compensation grant (restricted stock) rather than a market purchase or sale; such awards are part of executive pay and do not necessarily signal the insider buying or selling shares on the open market. Vesting is staggered over multiple years, meaning the shares will become owned gradually if the vesting conditions are met.