GOMEZ OSCAR 4

What Happened

• Oscar Gomez, Executive Vice President, Global Banking at USCB Financial Holdings (USCB), received a grant of 6,177 restricted shares on January 27, 2026. The shares were awarded at no cash cost (acquisition price $0) and are subject to a time‑based vesting schedule.

Key Details

• Transaction type: Award/Grant (code A).
• Transaction date: January 27, 2026; Form 4 filed January 28, 2026 (timely).
• Price: $0.00 per share (restricted stock grant).
• Vesting: Footnote F1 — vests at one‑third per year beginning January 27, 2027.
• Prior restricted stock detail: Footnote F2 lists prior grants totaling 16,848 restricted shares (957; 1,813; 10,000; 4,078) with various vesting commencement dates.
• Other footnotes: F3 and F4 note earlier option vesting schedules from prior grants.
• Shares owned after transaction: Not specified in the transaction summary of the filing.

Context

• This was a compensation/retention award of restricted stock, not an open‑market purchase or sale. Restricted shares typically cannot be sold until they vest, so this does not represent an immediate bullish purchase or a liquidity event.
• Awards are common for executive compensation and are intended to align incentives over time; they should be viewed as long‑term compensation rather than a direct trading signal.