ECB Bancorp, Inc. /MD/ 8-K

What Happened
ECB Bancorp, Inc. (ECBK) announced its financial results for the three months and year ended December 31, 2025 in a press release dated February 5, 2026. The press release was furnished as Exhibit 99.1 to the Form 8‑K (Item 2.02). The company also notified investors that its 2026 annual meeting of stockholders will be held on May 20, 2026 (Item 8.01). The press release is furnished and therefore is not deemed “filed” for purposes of Section 18 of the Securities Exchange Act.

Key Details

• Press release dated February 5, 2026 reporting quarterly and full‑year results for the period ended December 31, 2025 (Exhibit 99.1).
• Annual meeting of stockholders scheduled for May 20, 2026.
• Information furnished under Item 2.02 (results) and Item 8.01 (other events); the press release is furnished, not filed.

Why It Matters
The furnished press release contains the company’s reported earnings and financial metrics for Q4 and full‑year 2025—key data investors use to assess revenue, profitability, asset quality and trends. Those results can influence investor decisions, market reaction, and expectations for dividends or capital actions. The announced May 20, 2026 annual meeting date is important for shareholders planning to vote on directors and other proposals. Investors should review the press release (Exhibit 99.1) for the specific financial figures and further disclosures.