GUERRA-KATTOU MARTHA 4

What Happened
Martha Guerra-Kattou, Executive Vice President of Sales and Marketing at USCB Financial Holdings (USCB), had 401 shares disposed on March 8, 2026 to satisfy tax withholding obligations. The shares were valued at $18.45 each for a total of $7,398. This was a tax-withholding disposition (transaction code F), not an open-market sale or purchase.

Key Details

• Transaction date: 2026-03-08; Form 4 filed: 2026-03-10 (timely filing).
• Disposed shares: 401; Price per share: $18.45; Total value: $7,398.
• Transaction code: F — shares surrendered/withheld to cover tax liabilities from equity awards.
• Shares owned after the transaction: not disclosed in the provided filing.
• Footnotes:
  • F1 details multiple restricted-stock grants with staggered vesting (includes 885 of 2,655; 13,333 of 20,000; 3,938 of 5,907; and 6,217 shares with various vesting start dates).
  • F2 notes options vesting at one-third per year beginning Jan 22, 2022.
• This was a withholding to satisfy taxes on previously granted awards, not a directional buy/sell signal.

Context
Tax-withholding dispositions (code F) are routine when restricted stock vests or options are exercised; shares are surrendered to cover taxes rather than sold on the open market. Such transactions generally reflect compensation tax mechanics rather than the insider’s view of the company’s prospects.