GONZALEZ WILLIAM R 4

What Happened
William R. Gonzalez, President and a director of Quaint Oak Bancorp, sold/was deemed to have disposed of 304 shares at $17.54 per share on May 10, 2026, for a total of about $5,332. The filing indicates this disposition was solely to satisfy a tax obligation tied to a distribution from a stock benefit plan (transaction code F).

Key Details

• Transaction date: May 10, 2026; reported on Form 4 filed May 12, 2026 (timely).
• Price and proceeds: 304 shares at $17.54/share → ≈ $5,332.
• Transaction code: F — shares surrendered to cover tax withholding for a stock benefit distribution (per footnote F1).
• Shares owned after the transaction: not specified in the summary information provided.
• Related footnotes: grant and vesting details referenced (F2–F7) describe various stock awards and vesting schedules held by the reporting person and plan accounts.

Context
This was a tax-withholding disposition (shares surrendered to meet tax obligations on a benefit distribution), a routine administrative transaction and not an open-market sale that necessarily signals a change in the insider’s view of the company. For retail investors, outright purchases by insiders tend to be more informative than withholding sales; this filing primarily documents compensation plan mechanics and tax compliance.