USCB FINANCIAL HOLDINGS, INC.·4

Jul 8, 8:00 PM ET

Garrido Sergio E. 4

4 · USCB FINANCIAL HOLDINGS, INC. · Filed Jul 9, 2026

Research Summary

AI-generated summary of this filing

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USCB SVP Sergio Garrido Receives 15,000-Share Award

What Happened
Sergio E. Garrido, SVP and Chief Credit Officer of USCB Financial Holdings (USCB), received a grant of 15,000 restricted shares on July 6, 2026. The shares were awarded at $0.00 (a standard restricted stock grant) and will vest in full on July 6, 2029. This is an award (code A) rather than an open-market purchase or sale, so it represents compensation rather than an immediate market-driven investment signal.

Key Details

  • Transaction date: July 6, 2026; Filing date: July 9, 2026 (appears timely).
  • Transaction type/code: Grant/Award (A).
  • Shares granted: 15,000 restricted shares; acquisition price reported $0.00; reported value $0.
  • Vesting: vests July 6, 2029 (Footnote F1).
  • Shares owned after transaction: not specified in the filing.
  • Other notable footnotes:
    • F2 lists existing restricted stock from prior grants that vest in thirds on various anniversaries (405, 1,724, and 2,674 shares from earlier grants).
    • F3 notes option grants that vest at one-third per year commencing Feb 26, 2022.
  • No sale or exercise occurred; this is a compensation award (not a cash transaction).

Context
Restricted stock awards are common executive compensation and vest over time; they do not necessarily indicate immediate buying or selling intent. For retail investors, purchases (insider buys) often carry more weight as potential bullish signals; awards mainly reflect company compensation decisions and retention incentives.

Insider Transaction Report

Form 4
Period: 2026-07-06
Garrido Sergio E.
SVP, Chief Credit Officer
Transactions
  • Award

    Class A Voting Common Stock

    [F1][F2]
    2026-07-06+15,00025,197 total
Holdings
  • Option to Purchase Class A Voting Common Stock

    [F3]
    Exercise: $8.75From: 2022-02-26Exp: 2031-02-26Class A Voting Common Stock (6,000 underlying)
    6,000
Footnotes (3)
  • [F1]Represents the grant of 15,000 shares of restricted stock which vest on July 6, 2029.
  • [F2]Includes 405 shares of restricted stock from a grant of 1,215 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,724 shares of restricted stock from a grant of 2,587 shares which commenced vesting at a rate of one-third per year on January 21, 2026, and a grant of 2,674 shares which commence vesting at a rate of one-third per year on January 27, 2027.
  • [F3]The options vested at a rate of one-third per year commencing on February 26, 2022.
Signature
/s/ Robert Anderson by P.O.A. for Sergio E. Garrido|2026-07-09

Documents

1 file
  • 4
    rdgdoc.xmlPrimary

    FORM 4