Garrido Sergio E. 4

What Happened
Sergio E. Garrido, SVP and Chief Credit Officer of USCB Financial Holdings (USCB), received a grant of 15,000 restricted shares on July 6, 2026. The shares were awarded at $0.00 (a standard restricted stock grant) and will vest in full on July 6, 2029. This is an award (code A) rather than an open-market purchase or sale, so it represents compensation rather than an immediate market-driven investment signal.

Key Details

• Transaction date: July 6, 2026; Filing date: July 9, 2026 (appears timely).
• Transaction type/code: Grant/Award (A).
• Shares granted: 15,000 restricted shares; acquisition price reported $0.00; reported value $0.
• Vesting: vests July 6, 2029 (Footnote F1).
• Shares owned after transaction: not specified in the filing.
• Other notable footnotes:
  • F2 lists existing restricted stock from prior grants that vest in thirds on various anniversaries (405, 1,724, and 2,674 shares from earlier grants).
  • F3 notes option grants that vest at one-third per year commencing Feb 26, 2022.
• No sale or exercise occurred; this is a compensation award (not a cash transaction).

Context
Restricted stock awards are common executive compensation and vest over time; they do not necessarily indicate immediate buying or selling intent. For retail investors, purchases (insider buys) often carry more weight as potential bullish signals; awards mainly reflect company compensation decisions and retention incentives.