Pacific Oak Strategic Opportunity REIT, Inc. 8-K

What Happened
Pacific Oak Strategic Opportunity REIT (PCOK) filed an 8-K (Item 2.04) disclosing that on January 29, 2026 it and its wholly owned subsidiary, Pacific Oak Strategic Opportunity Limited Partnership (the Operating Partnership), received a notice of default and reservation of rights from Pacific Oak Capital Advisors, LLC (POCA), the Company’s predecessor advisor through January 31, 2026. The notice concerns a $10.0 million loan from POCA to the Operating Partnership dated July 14, 2025. POCA alleges interest was never paid, asserts the loan is in default, demands all principal and interest be paid, states default interest is accruing, and seeks additional collateral under the related pledge agreement. The Company says it is investigating payments made to POCA since the loan and expressly reserves the right to dispute the alleged default. The 8-K is dated February 4, 2026 and signed by Brian Ragsdale, President/CEO/CFO.

Key Details

• Notice received: January 29, 2026; 8-K filed February 4, 2026.
• Related‑party loan principal: $10.0 million (originated July 14, 2025).
• Allegations in notice: no interest paid, loan in default, acceleration of principal and interest, default interest accruing, and additional collateral required under the pledge agreement.
• Company response: investigating payment history and reserving rights to dispute the default.

Why It Matters
A default notice on a $10.0M related‑party loan could, if sustained, lead to acceleration of repayment and increased near‑term cash obligations or demands for more collateral, which would affect PCOK’s liquidity and financial position. The filing confirms the matter is unresolved — the Company is investigating and may dispute the claimed default — so investors should watch for updates (including any lender demands, amendments, settlements, or balance sheet impacts) in future SEC filings.