IMAC Holdings, Inc. 8-K

What Happened
IMAC Holdings, Inc. (BACK) announced in an 8-K that on January 29, 2026 it issued a secured promissory note to a lender with an aggregate principal amount of $222,600 for an aggregate purchase price received of $159,000. The Note matures on January 31, 2026 and may be prepaid at any time without penalty. The Note includes standard representations, warranties, covenants and events of default (including bankruptcy/insolvency provisions). The form of the Note is filed as Exhibit 4.1 to the 8-K.

Key Details

• Principal amount due: $222,600.
• Cash received from lenders (purchase price): $159,000.
• Issued: January 29, 2026; Maturity date: January 31, 2026.
• Note is secured, prepayable without penalty, and contains customary default provisions.

Why It Matters
This filing creates a direct, short-term financial obligation for IMAC — the company received $159,000 in cash but is obligated to repay $222,600 by January 31, 2026. Investors should note the immediate maturity and increased near-term cash outflow risk; monitor the company’s liquidity and any follow-up filings about repayment or refinancing. The full promissory note is available as an exhibit to the 8-K for more details.