OptimumBank Holdings, Inc. 8-K

What Happened
OptimumBank Holdings, Inc. (OPHC) announced on February 2, 2026 that it issued a press release describing its unaudited results of operations and financial condition for, and at the end of, the year ended December 31, 2025. The disclosure was made under Item 7.01 (Regulation FD Disclosure) of Form 8-K.

Key Details

• Press release dated February 2, 2026 summarizes unaudited 2025 year‑end results and financial condition.
• Form 8-K reports the disclosure under Item 7.01 (Regulation FD); Exhibits filed include 99.1 (press release) and 104 (iXBRL cover page).
• The filing notes the information (including exhibits) is furnished, not “filed” for purposes of Section 18 of the Exchange Act and is not automatically incorporated by reference into future registration statements.

Why It Matters
This 8-K signals that OptimumBank publicly released its preliminary, unaudited financial results for 2025 — an immediate source for investors to review recent earnings and balance sheet posture. Because the figures are unaudited, investors should compare the press release to the company’s forthcoming audited 2025 Form 10‑K for any adjustments or additional disclosures. Regulation FD treatment means the company provided the information broadly to the public rather than selectively.