OptimumBank Holdings, Inc. 8-K

What Happened OptimumBank Holdings, Inc. (OPHC) announced on February 23, 2026 (via an 8-K, Item 8.01) that it has formed a new wholly‑owned subsidiary named OptimumFunding, LLC and issued a press release to that effect.

Key Details

• Filing: Form 8‑K filed February 23, 2026 (Item 8.01 — Other Events).
• New entity: OptimumFunding, LLC — wholly‑owned subsidiary of OptimumBank Holdings, Inc.
• Disclosure: Company issued a press release dated February 23, 2026 (attached as Exhibit 99.1 to the 8‑K).
• Standard note: The information and exhibits in the report are furnished under the Exchange Act and are not deemed “filed” for certain liability and incorporation-by-reference purposes.

Why It Matters Forming a wholly‑owned subsidiary is a corporate-structuring step that can be used to segregate specific activities, liabilities, or funding operations into a separate legal entity. For investors, this filing signals a new strategic move by OPHC but contains no operational, financial or capital details yet. Shareholders should watch for future disclosures (e.g., purpose of the subsidiary, funding amounts, business plan, or financial impacts) in subsequent SEC filings or company releases to understand any material effects on OPHC’s results or risk profile.