Capps Kimberly A 4

What Happened Kimberly A. Capps, EVP & Chief Retail Officer of Southern Missouri Bancorp, Inc. (SMBC), was granted 875 shares on February 24, 2026. The shares were reported as acquired at $0.00 (an award/grant), so there was no cash outlay recorded for the grant.

Key Details

• Transaction date: 2026-02-24; Form 4 filed: 2026-02-26 (appears timely).
• Transaction type/code: Award/other acquisition (A); price reported $0.00; total value at grant = $0.
• Shares granted: 875 restricted shares.
• Shares owned after transaction: Not disclosed in the provided filing.
• Notable footnote: F1 — the 875 shares vest over a five-year period beginning Feb 9, 2027; up to 20% vests on that date and on each of the next four anniversaries, contingent on the company’s annualized return on average assets exceeding a threshold.

Context This was a compensation award, not an open‑market purchase or sale. Because the award vests based on future performance metrics, it does not represent an immediate purchase signal; it’s part of executive compensation designed to align pay with company performance.