Christy James A. 4

What Happened
Christy James, EVP and Chief Risk Officer of Provident Financial Services, received 3,649 shares as a performance-vesting award on May 20, 2026 (code A). To satisfy tax withholding related to that vesting, 1,144 of those shares were surrendered/disposed (code F) at a reported price of $22.15 per share, totaling $25,340. The award shares were reported with an acquisition price of $0 because they were granted/vested rather than purchased.

Key Details

• Transaction dates: May 20, 2026 (award vesting and withholding).
• Award: 3,649 shares granted/vested (Acquired, code A) at $0 acquisition price.
• Withholding/disposition: 1,144 shares disposed (code F) at $22.15 each for $25,340 to cover tax liability.
• Post-transaction ownership: Not reported on this Form 4.
• Footnote: F1 — these were performance-vesting awards originally granted May 20, 2024 that vested based on meeting certain performance criteria.
• Timeliness: Filing dated May 21, 2026 for transactions on May 20, 2026 — appears timely.

Context
This is a routine issuance and tax-withholding transaction tied to the vesting of performance awards, not an open-market sale. The surrender of shares to cover taxes is common and does not necessarily indicate the insider’s view on company stock.