ESTEP MICHELE B 4

What Happened

• Michele B. Estep, Senior EVP & Chief Administrative Officer of OceanFirst Bank (OceanFirst Financial Corp, OCFC), had 4,629 shares withheld to satisfy tax withholding tied to the vesting of restricted stock. The withholding value was $18.58 per share, totaling approximately $86,007. No shares were sold in an open-market transaction.

Key Details

• Transaction date: 2026-03-04
• Price per share: $18.58; Total value withheld: $86,007
• Transaction type/code: F — tax withholding in connection with restricted stock vesting
• Footnote: Reported shares were withheld to satisfy tax liability; no shares sold; total includes unvested restricted stock
• Filing: Report filed 2026-03-06 (appears timely under Form 4 rules)

Context

• This was a tax-withholding event (common on vesting of restricted stock), not an intentional sale that would signal a change in investment stance. Withholding reduces the insider's net shares outstanding but does not equate to a market sale for sentiment purposes.