CALDWELL PHYLLIS R 4

What Happened
Phyllis R. Caldwell, a director of OneMain Holdings, Inc. (OMF), was granted 3,243 restricted stock units (RSUs) on February 11, 2026. The grant shows an acquisition price of $0.00 (i.e., a compensatory award) and therefore has no immediate cash cost or sale proceeds.

Key Details

• Transaction date: 2026-02-11; filing (Form 4) dated 2026-02-13 (timely filing).
• Grant size and price: 3,243 RSUs granted @ $0.00; reported total value $0 on grant date.
• Vesting: 100% of the RSUs vest on January 4, 2027, subject to Caldwell remaining in continuous service as a director (per footnote F1).
• Conversion: Each vested RSU converts into one share of OneMain common stock.
• Shares owned after transaction: Not specified in the provided filing.
• No 10b5-1 plan, tax-withholding, or late-filing indicators were reported in the provided data.

Context
This transaction is a standard director compensation award (an RSU grant), not a purchase or sale of existing shares. RSUs are contingent on continued service through the vesting date; once vested they convert 1:1 into common shares. Such awards are routine for board members and do not by themselves indicate insider buying or selling intent.