WEALTHFRONT CORP 8-K

What Happened
Wealthfront Corporation disclosed on January 28, 2026 (Regulation FD disclosure) that it is increasing the base client annual percentage yield (APY) on cash in Wealthfront Cash Accounts by 5 basis points to 3.30%, effective January 30, 2026. The company said the change reflects the federal funds rate stabilizing at a higher level and represents passing that benefit to clients. Wealthfront also stated it currently expects its annualized cash management fee rate to be approximately 0.59% for Q1 of fiscal 2027, assuming no change to the federal funds target range.

Key Details

• APY change: +5 basis points to a 3.30% base cash APY, effective Jan 30, 2026.
• Fee outlook: project annualized cash management fee ≈ 0.59% for Q1 FY2027 (assumes no federal funds target change).
• Platform scale: total platform assets ≈ $94.2 billion as of Jan 26, 2026; growth since Dec 31, 2025 driven by Investment Advisory.
• Filing/administrative: disclosed via Current Report on Form 8-K (Regulation FD); signed by CFO Alan Imberman. The report’s information is furnished (not “filed” under Section 18) and includes standard forward-looking statement cautions.

Why It Matters
For retail investors, the APY increase makes Wealthfront’s cash product slightly more competitive for clients seeking yield on cash balances. For shareholders, the filing provides a near-term indicator of how changes in the federal funds rate are being passed through to clients and how this affects Wealthfront’s projected cash management fee rate (≈0.59% in Q1 FY2027). The reported $94.2 billion in platform assets gives a sense of scale and recent growth drivers (Investment Advisory). Investors should note the company’s assumptions about the federal funds rate and the standard forward-looking statement cautions included in the filing.