Ramos Kevin Francis 4

What Happened
Kevin Francis Ramos, a director of Five Star Bancorp (FSBC), was granted 974 shares on 2026-01-29 at an acquisition price of $0.00 (total value reported as $0). The award was made under the Five Star Bancorp 2021 Equity Incentive Plan and is scheduled to vest in full on December 31, 2026, provided Mr. Ramos remains a director on that date. This is an equity award (compensation), not an open-market purchase or sale.

Key Details

• Transaction date and price: 2026-01-29; 974 shares @ $0.00.
• Total value reported: $0 (grant of restricted shares).
• Shares owned after transaction: not specified in the Form 4 filing.
• Footnotes of note:
  • F1: Award vests 12/31/2026 if Mr. Ramos remains a director.
  • F2: Some shares are held by the Kevin and Kathleen Ramos Living Trust (Mr. Ramos is a trustee).
  • F3: Some shares are held by Buzz Oates Group of Companies; Mr. Ramos is a shareholder and CIO and disclaims beneficial ownership except for his pecuniary interest.
• Filing timeliness: Transaction reported on a Form 4 filed 2026-02-02; this appears to be timely (within required business-day window).

Context
Director equity grants are common compensation and carry vesting conditions; they are not immediate purchases or sales and therefore are less direct as a signal of trading conviction than open-market buys. The award will only convert to owned shares if vesting conditions are met. The filing notes existing holdings via a living trust and an affiliated company, with Mr. Ramos disclaiming broad beneficial ownership of those entity-held shares except to the extent of his economic interest.