Affirm Holdings, Inc. 8-K

What Happened Affirm Holdings, Inc. (AFRM) filed an 8-K on February 5, 2026 announcing a shareholder letter that reports the company’s financial results for the second fiscal quarter ended December 31, 2025. The shareholder letter is attached to the filing as Exhibit 99.1 and the information in that letter is incorporated by reference into the 8-K. The letter includes non‑GAAP financial measures and provides reconciliations to the comparable GAAP measures.

Key Details

• Filing date: February 5, 2026; quarter covered: Q2 of fiscal 2026 (ended December 31, 2025).
• Disclosure format: Shareholder Letter attached as Exhibit 99.1 to the 8-K.
• Non-GAAP measures: The letter includes non‑GAAP financial metrics and reconciliations to GAAP amounts in the financial tables.
• The 8-K reports results of operations and financial condition under Item 2.02.

Why It Matters This filing is the company’s formal communication of its quarterly earnings and related metrics—information investors use to evaluate recent performance, revenue and earnings trends, and to compare GAAP vs. non‑GAAP results. Retail investors should review the shareholder letter (Exhibit 99.1) and the provided reconciliations to understand the company’s reported results and any adjustments the company is emphasizing.