GALANTI RICHARD A 4

What Happened

• Richard A. Galanti, a director of Affirm Holdings, was granted 655 restricted stock units (RSUs) on July 1, 2026. The Form 4 reports the acquisition at $0.00 (typical for RSU grants, which are contingent rights rather than immediate purchases or cash transactions). The RSUs will vest in full on July 1, 2027 and each RSU represents the right to receive one share of Class A common stock upon vesting.

Key Details

• Transaction date: 2026-07-01; Report filed: 2026-07-06 (filing appears timely given the July 3 holiday and weekend).
• Transaction type/code: A = Award/Grant of RSUs; reported acquisition amount: $0.00.
• Number of RSUs granted: 655.
• Vesting: RSUs vest in full on July 1, 2027 (Footnote F1).
• Conversion: Each RSU entitles the holder to one share of Class A common stock upon settlement (Footnote F2).
• Shares owned after transaction: Not specified in the provided filing excerpt.
• No 10b5-1 plan, tax-withholding sale, or immediate sale was reported.

Context

• RSU grants are a form of equity compensation and are typically intended for retention or compensation; they do not represent an immediate purchase of shares and are less direct as a bullish signal than an open-market insider purchase. Upon vesting and settlement, the RSUs will convert into common shares (subject to any company withholding).