Upstart Holdings, Inc. 8-K

What Happened
Upstart Holdings, Inc. (UPST) announced financial results for the fiscal quarter and full fiscal year ended December 31, 2025, in a press release attached to an 8-K filed February 10, 2026. The company said non‑GAAP measures would be discussed in the release and conference call; a reconciliation to GAAP measures is included in the attached press release. The 8-K states the information is furnished (not filed) and therefore not subject to Section 18 liability.

Key Details

• Filing date: February 10, 2026 (Form 8‑K, Item 2.02 reporting results of operations and financial condition).
• Reporting periods: quarter and fiscal year ended December 31, 2025.
• Exhibit: Press release dated February 10, 2026 attached as Exhibit 99.1; includes reconciliation of non‑GAAP to GAAP measures.
• Signature: Form signed by CFO Sanjay Datta.

Why It Matters
This 8‑K signals Upstart has released its latest earnings and other financial results; investors should review the attached press release and reconciliation for revenue, net income (or loss), and any operative metrics or guidance. Because the release is furnished rather than filed, it is provided for investor information but is not subject to the same Section 18 liabilities as filed disclosures. Review the press release and the company’s investor materials or earnings call for the specific numbers that will affect valuation and near‑term stock performance.