BayFirst Financial Corp. 8-K

What Happened

• BayFirst Financial Corp. announced its financial results for the fourth quarter of 2025 via a press release dated January 29, 2026, and filed a Current Report on Form 8-K (Item 2.02) to furnish that release. The company also prepared an investor "Conference Call & Webcast Presentation" for its previously announced fourth quarter 2025 conference call on Friday, January 30, 2026 at 9:00 a.m. Eastern Time (Item 7.01).

Key Details

• Press release announcing Q4 2025 results: dated January 29, 2026 (furnished as Exhibit 99.1).
• Investor presentation for the Jan 30, 2026 conference call: furnished as Exhibit 99.2 and available on the company website (www.bayfirstfinancial.com).
• Presentation may be used, possibly with modifications, in future presentations to investors, analysts, lenders, partners and others.
• The 8-K notes that the furnished materials are not deemed "filed" under Section 18 of the Exchange Act and website materials are not incorporated by reference into the report.

Why It Matters

• The filing provides the official announcement of BayFirst’s Q4 2025 results and supporting presentation materials investors can review before or after the Jan 30 conference call. Reviewing the press release and presentation (and attending or listening to the call) will give retail investors the company’s reported quarterly performance and management commentary needed to assess recent results.