BayFirst Financial Corp. 8-K

What Happened
BayFirst Financial Corp. (BAFN) filed a Form 8‑K on February 3, 2026 (Item 7.01, Regulation FD) reporting that it hosted a conference call to discuss its financial results for the quarter ended December 31, 2025. The company attached the conference call transcript as Exhibit 99.1 and made an archived version of the call available on its Investor Relations website. The filing was signed by Chief Financial Officer Scott J. McKim.

Key Details

• Filing date: February 3, 2026 (Form 8‑K, Item 7.01 — Regulation FD disclosure).
• Reporting period discussed: quarter ended December 31, 2025.
• Exhibit: Conference call transcript attached as Exhibit 99.1; archived call available at www.bayfirstfinancial.com (Investor Relations).
• Legal note in filing: the information is furnished (not “filed”) under Section 18 of the Exchange Act.

Why It Matters
The transcript and archived call give investors direct access to management’s discussion of Q4 2025 earnings and quarterly results, including commentary on performance, outlook, and strategy. This improves transparency and lets investors review management’s remarks in full. The 8‑K itself furnishes the transcript but does not amend or restate financial statements in the filing.