BayFirst Financial Corp. 8-K

What Happened
BayFirst Financial Corp. filed an 8-K on February 13, 2026, reporting that, as part of a company-wide reduction, it has eliminated the Chief Accounting Officer position. As a result, Rhonda S. Tudor is no longer employed by the company or serving as its principal accounting officer effective February 13, 2026. Scott J. McKim, Executive Vice President and Chief Financial Officer, will act as the company’s principal accounting officer going forward. The filing references Mr. McKim’s background as disclosed in the company’s definitive proxy statement filed April 4, 2025.

Key Details

• Role eliminated: Chief Accounting Officer position removed as part of a company-wide reduction.
• Effective date: February 13, 2026 — Rhonda S. Tudor no longer employed by the company.
• Interim responsibility: Scott J. McKim (EVP & CFO) will serve as the principal accounting officer.
• Background: Mr. McKim’s qualifications are incorporated by reference from BayFirst’s April 4, 2025 proxy statement.

Why It Matters
This change consolidates the principal accounting officer duties under the company’s CFO, which centralizes responsibility for financial reporting and internal accounting oversight. The 8-K does not report any disagreements with the former officer or any restatements; it simply notes the personnel change and effective date. Investors should note the shift in who is accountable for financial reporting and watch for any future disclosures about internal controls, staffing, or financial reporting that may follow from the company-wide reduction.