Cullen Susan 4

What Happened

• Susan Cullen, Senior EVP & Chief Financial Officer of Flushing Financial Corp (FFIC), had 480 shares withheld to satisfy tax withholding related to vested awards. The shares were valued at $15.54 each, totaling $7,459.
• This was a tax-withholding disposition (Form 4 code F), not an open-market sale or new purchase — a routine post-vesting withholding.

Key Details

• Transaction date: 2026-01-27; price per share: $15.54; total value withheld: $7,459.
• Transaction type: F — shares withheld to satisfy tax liability upon vesting.
• Shares owned after transaction: not specified in the provided filing.
• Footnotes: F1 — shares withheld to satisfy taxes upon vesting; F2 — some shares are held in the Flushing Bank 401(k) Savings Plan as of 1/27/2026.
• Filing date (accession): 2026-01-29; filing appears timely (filed within the normal two-business-day window after the transaction date).

Context

• Tax-withholding disposals are common when equity awards vest; they reflect withholding to cover tax obligations rather than a discretionary sell decision by the insider.
• This transaction does not indicate a typical insider sell signal (open-market sale) and should be interpreted as routine payroll/tax processing of vested shares.