HARRALSON JEFFERSON L 4

What Happened Jefferson L. Harralason, EVP and CFO of United Community Banks (UCB), received 6,363 shares on Feb 15, 2026 as the result of vested performance stock units (award / acquisition at $0). To satisfy tax withholding, 2,115 shares and 1,583 shares were withheld (disposed) at a per-share value of $34.56, generating withholding amounts of $73,094 and $54,708 respectively (total $127,802).

Key Details

• Transaction date: February 15, 2026; Form 4 filed February 18, 2026 (filing appears timely).
• Award: 6,363 shares acquired at $0.00 (code A).
• Withholding disposals: 2,115 shares @ $34.56 = $73,094 and 1,583 shares @ $34.56 = $54,708 (code F).
• Total shares withheld for taxes: 3,698; total withholding value: $127,802.
• Shares owned after the transaction: not specified in the filing.
• Footnotes: F1 — reflects satisfaction of performance criteria and vesting of prior performance stock units; F2 — shares withheld to satisfy tax withholding on performance stock units; F3 — shares withheld to satisfy tax withholding on time‑based stock units.

Context This was not an open-market sale or purchase by the insider but the vesting of compensation (performance stock units) with shares withheld to cover tax obligations. Tax-withholding disposals (code F) are routine and do not necessarily reflect a decision to sell shares for investment reasons.