Holland Noel R. 4

What Happened Noel R. Holland, a director of Columbia Financial, acquired 9.601 shares (phantom stock units) at an indicated price of $17.75 per share, for a total value of about $170, on April 6, 2026. The transaction is recorded as an award/acquisition (code A), not an open-market purchase or sale.

Key Details

• Transaction date and price: April 6, 2026 — 9.601 units @ $17.75 each (total ≈ $170).
• Shares owned after transaction: Not specified in the information provided in this summary.
• Footnote F1: These are phantom stock units purchased on a non-discretionary basis by the trustee of the Bank's rabbi trust under the Columbia Bank Stock Based Deferral Plan; units will be settled in actual shares upon distribution to the reporting person.
• Additional footnotes in the filing: F2 notes other stock awards that vest Mar 12, 2027; F3 notes certain stock options are fully vested and exercisable.
• Timeliness: Filing was timely (transaction 2026-04-06; Form 4 filed 2026-04-07).

Context This was a plan-based acquisition (phantom stock units) through a non-qualified deferral plan and trustee purchase — a routine compensation/deferral event rather than an open-market investment by the director. Such awards are common for directors and are typically administrative in nature; they will convert to shares when distributed.