Kemly Thomas J. 4

What Happened

• Thomas J. Kemly, President & CEO and a director of Columbia Financial, reported purchasing a total of 53,057 shares on July 20, 2026. The transactions were two reported purchases: 40,000 shares at $10.00 each ($400,000) and 13,057 shares at $10.00 each ($130,570), for a combined cost of $530,570. These are acquisitions (code P), which are generally viewed as a more informative (bullish) signal than routine sales.

Key Details

• Transaction date: July 20, 2026; Form 4 filed July 22, 2026 (filed within the typical 2-business-day SEC window).
• Price: $10.00 per share; Total value: $530,570.
• Reported as open-market or private purchases (Form 4 lists the transactions as P).
• Shares owned after the transaction: not specified in the provided filing.
• Footnotes in the filing: F1–F3 describe time- and performance-based stock awards under the 2019 Equity Incentive Plan; F4–F7 describe stock-option grants with various vesting schedules. Exhibit 24 (Power of Attorney) is also included.
• Transaction code: P = Purchase.

Context

• These were straight equity purchases (not option exercises or awards). The filing does not indicate immediate resale or any related sale.
• Purchases by a CEO can be interpreted by investors as a sign of confidence, but filings are factual records and do not state motivation.