Dean Lia 4

What Happened

• Dean Lia, President, Banking & Premium Products at Capital One (COF), disposed of 3,284 shares in an open-market sale on Feb 4, 2026 for $223.68 per share, totaling about $734,565. The filing also shows a grant of 6,682 restricted stock units (RSUs) on Feb 3, 2026 (acquired at $0), which vest in future installments.

Key Details

• Transactions: Feb 3, 2026 — Award/grant of 6,682 RSUs (reported at $0); Feb 4, 2026 — Sale of 3,284 shares at $223.68, proceeds ≈ $734,565.
• Shares owned after transaction: Not specified in this Form 4 filing.
• Footnotes: RSU vests 1/3 each year beginning Feb 15, 2027 (F1). Share totals include purchases via the company’s Associate Stock Purchase Plan (F2). The Feb 4 sale was executed under a 10b5-1 trading plan established Aug 14, 2025 (F3).
• Filing: Report filed Feb 5, 2026; appears timely (Form 4 filed shortly after the transactions).

Context

• The RSU award is a future contingent right to receive shares as it vests; those units are not immediately tradable shares until vested.
• The sale was executed under a pre-established 10b5-1 plan, which typically means the sale was automated according to a prior plan rather than a discretionary trade.
• Sales by insiders can be routine liquidity events; this filing shows both a grant (award) and a subsequent sale rather than an outright purchase signaling new insider accumulation.