Karam Celia 4

What Happened Celia Karam, President of Retail Bank at Capital One Financial Corp (COF), received a grant of 5,719 restricted stock units (RSUs) on February 3, 2026. The grant price is listed as $0.00 (a compensatory award), so there was no cash paid by the insider; the award represents a contingent right to receive shares in the future when the RSUs vest.

Key Details

• Transaction date: 2026-02-03 (reported on Form 4 filed 2026-02-05). Filing appears timely (within the standard 2-business-day window).
• Transaction type/code: Award/Grant (A).
• Shares granted: 5,719 RSUs; grant price: $0.00; immediate cash value on grant: $0.
• Vesting/footnote: Vests in one-third increments beginning February 15, 2027 and annually thereafter. Each RSU converts to one share upon vesting.
• Shares owned after transaction: Not specified in the provided excerpt of the filing.

Context Restricted stock units are a form of compensation that convert to actual shares only as they vest, so this award does not represent an immediate open-market purchase or sale. Such grants are common for executive compensation and do not, by themselves, indicate a buying or selling signal in the market.