VINES TIMOTHY 4

What Happened Timothy Vines, a director of Regions Financial Corporation, was granted 1,122.083 shares of phantom stock on April 15, 2026. The grant is reported at an imputed price of $27.85 per share for a total value of $31,250. This was an award under the company’s director compensation program (transaction code A) and represents a derivative (cash-settled) right rather than issuance of common stock.

Key Details

• Transaction date: 2026-04-15; Filing date: 2026-04-16 (appears timely).
• Reported terms: 1,122.083 phantom shares × $27.85 = $31,250 (derivative award).
• Shares owned after transaction: Not disclosed in this Form 4.
• Footnotes: Phantom shares equal the cash value of one share of common stock (F1); Vines elected to receive these in lieu of cash compensation and they are accrued under the Directors’ Deferred Investment Plan (F2); payable in cash in a lump sum or up to 10 annual installments after director termination (F3); includes quarterly dividends deemed reinvested (F4).
• Transaction code: A (award/grant). No 10b5-1 plan, tax withholding, or late-filing indication in the report.

Context Phantom stock is a cash-settled derivative that pays the value of common shares rather than issuing shares outright, so this award does not immediately change the company’s outstanding share count. Such grants are routine for non-employee directors as part of deferred compensation and do not by themselves indicate an insider buying or selling company stock.