MCCALLION ANNE 4

What Happened

• Anne McCallion, a director of PennyMac Financial Services, Inc. (PFSI), received an award of 1,963 restricted stock units (RSUs) on 2026-02-11. The grant is recorded at $0.00 (no cash paid at grant). The RSUs will vest in full on the first anniversary of the grant date and, upon vesting, will be settled in an equal number of common shares. This is an equity award (transaction code A), not an open-market purchase or sale.

Key Details

• Transaction date: 2026-02-11; Grant recorded at $0.00 per RSU.
• Shares awarded: 1,963 RSUs; will convert to 1,963 common shares upon vesting (assuming no adjustments).
• Shares owned after transaction: Not specified in this filing.
• Footnotes: F1/F2 confirm these are restricted stock units that settle into common shares upon vesting and vest in full on the first anniversary.
• Filing timeliness: Report filed 2026-02-13 for a 2026-02-11 transaction — appears to be filed timely (Form 4 is typically due within two business days).

Context

• RSU grants to directors are common as part of compensation and do not represent an immediate purchase or sale of stock. The award does not indicate an immediate change in market exposure until the RSUs vest and are settled (and any subsequent sale would be reported separately). Tax withholding or share netting may occur at vesting, which could reduce the final number of shares delivered.