Rhinebeck Bancorp, Inc. 8-K

What Happened

• Rhinebeck Bancorp, Inc. (RBKB) filed a Form 8-K on January 29, 2026 (Item 2.02) to announce its 2025 fourth quarter and year-end financial results. The company issued a press release with the results, which is attached to the filing as Exhibit 99.1 and incorporated by reference. The filing was signed by Kevin Nihill, Chief Financial Officer, on January 29, 2026.

Key Details

• Filing date: January 29, 2026; Item reported: 2.02 (Results of Operations and Financial Condition).
• The press release announcing the 2025 Q4 and year-end results is included as Exhibit 99.1 to the 8-K.
• The report also includes an embedded interactive XBRL cover page (Exhibit 104).
• The 8-K was signed by CFO Kevin Nihill on behalf of the registrant.

Why It Matters

• This 8-K signals that Rhinebeck Bancorp has publicly disclosed its 2025 quarterly and annual financial performance; investors should read the attached press release for revenue, earnings, capital, and other material metrics.
• Timely disclosure via an 8-K is important for market transparency—any changes in earnings, net income, loan performance, or capital ratios reported could affect RBKB’s stock and investor decisions.
• If you follow RBKB, review the Exhibit 99.1 press release (and any related filings) to see the specific results and management commentary.