SAUL CENTERS, INC.·4

May 19, 4:35 PM ET

Garland Judith K. 4

4 · SAUL CENTERS, INC. · Filed May 19, 2026

Research Summary

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Updated

Saul Centers (BFS) SVP Judith K. Garland Receives Award; 71 Shares Withheld

What Happened Judith K. Garland, Senior Vice President, Office and Retail at Saul Centers (BFS), received 19 shares at $33.00 each (total $627) as dividend equivalents when a restricted-stock award vested on May 17, 2026. On the same date 71 shares at $33.00 each (total $2,343) were disposed/withheld to satisfy tax withholding obligations. These transactions reflect award vesting and routine tax withholding rather than an open-market purchase or investment decision.

Key Details

  • Transaction date: 2026-05-17; Price per share: $33.00.
  • Acquired (A): 19 shares = $627 (dividend equivalents on vested restricted-stock award).
  • Disposed/Withheld (F): 71 shares = $2,343 (tax withholding to cover liabilities).
  • Net effect from these entries: -52 shares (19 acquired minus 71 withheld).
  • Shares owned after transaction: not specified in the provided filing.
  • Footnotes: F1 — shares were dividend equivalents on filer’s restricted-stock award that vested May 17, 2026; F2 — related options vest 25% per year over four years from grant date.
  • Filing timeliness: Report filed May 19, 2026 for transactions dated May 17, 2026 (filed timely).

Context The 19 shares were issued as dividend equivalents on a restricted-stock award that vested — a common form of compensation for insiders. The 71-share disposition is a tax withholding event, not necessarily an open-market sale; such withholdings are routine when equity awards vest. Footnote F2 notes the filer’s options vest on a 4-year schedule, but this Form 4 reports the restricted-stock vesting and related tax withholding only.

Insider Transaction Report

Form 4
Period: 2026-05-17
Garland Judith K.
SVP, Office and Retail
Transactions
  • Tax Payment

    Common Stock

    2026-05-17$33.00/sh71$2,3434,825 total
  • Award

    Common Stock

    [F1]
    2026-05-17$33.00/sh+19$6274,844 total
Holdings
  • Employee Stock Option

    [F2]
    Exercise: $43.89From: 2021-05-07Exp: 2031-05-07Common Stock (5,000 underlying)
    5,000
  • Employee Stock Option

    [F2]
    Exercise: $47.90From: 2022-05-13Exp: 2032-05-13Common Stock (5,000 underlying)
    5,000
  • Employee Stock Option

    [F2]
    Exercise: $33.79From: 2023-05-12Exp: 2033-05-12Common Stock (10,000 underlying)
    10,000
  • Performance Shares

    Exercise: $0.00From: 2029-05-17Exp: 2029-05-17Common Stock (600 underlying)
    600
  • Performance Shares

    Exercise: $0.00From: 2030-05-09Exp: 2030-05-09Common Stock (1,200 underlying)
    1,200
  • Performance Shares

    Exercise: $0.00From: 2031-05-08Exp: 2031-05-08Common Stock (1,500 underlying)
    1,500
Footnotes (2)
  • [F1]Shares acquired in an exempt transaction as dividend equivalents on filers restricted stock award, which vested on May 17, 2026.
  • [F2]The options vest 25% per year over four years from the date of grant.
Signature
/s/ Carlos L. Heard, by Power of Attorney|2026-05-19

Documents

1 file
  • 4
    wk-form4_1779222954.xmlPrimary

    FORM 4