Capozzi Christopher M. 4

What Happened
Christopher M. Capozzi, Chief Financial Officer of Ethos Technologies (LIFE), received an RSU award of 80,287 units (no cash price) and sold a total of 80,586 shares in open‑market transactions. The sales consisted of 62,955 shares at a weighted average price of $21.97 (proceeds $1,383,121) and 17,631 shares at a weighted average price of $22.72 (proceeds $400,576), for combined proceeds of about $1,783,697. The RSUs are contingent rights to receive shares upon vesting.

Key Details

• Grant: 80,287 RSUs granted on 2026-04-28 (reported as an award; 0.00 per-share).
  • Vesting: 12.5% on Aug 15, 2026, then in seven equal quarterly installments thereafter (quarterly vesting dates Feb 15, May 15, Aug 15, Nov 15; business‑day adjustment). (Footnote F1)
• Sales: two open‑market disposals on 2026-05-15.
  • 62,955 shares at weighted avg $21.97 (range $21.66–$22.65) — $1,383,121 (F3).
  • 17,631 shares at weighted avg $22.72 (range $22.685–$22.85) — $400,576 (F4).
• Purpose: The sales were made to satisfy tax withholding on RSU vesting (F2). (Transaction code S = Sale; A = Award)
• Holdings note: The filing indicates 579,433 shares are issuable on settlement of RSUs (reporting person receives benefit only if they vest) (F5).
• Timeliness: Form 4 was filed 2026-05-19. The May 15 sales were reported within the normal two-business-day window; the Apr 28 RSU grant appears to have been reported late (filed >2 business days after grant).

Context
RSU awards represent a contingent right to receive shares upon vesting (not an immediate transfer of stock). Sales to cover tax withholding are common and are typically routine rather than a directional bet on the company. This report combines a grant (award of RSUs) and associated withholding sales; it is factual reporting of those events, not an indication of insider sentiment.