Juel Carol 4

What Happened
Carol Juel, EVP and Chief Technology & Operating Officer of Synchrony Financial (SYF), sold 44,411 shares in an open-market transaction on February 17, 2026 at $70.60 per share for proceeds of $3,135,417. On the same date she received 243 shares (dividend-equivalent units) valued at $72.31 each, worth $17,571. The sale was executed under a pre-established Rule 10b5-1 trading plan.

Key Details

• Transaction dates and prices: 44,411 shares sold on 2026-02-17 at $70.60 (total $3,135,417); 243 shares acquired on 2026-02-17 at $72.31 (total $17,571).
• Footnotes: F1 = 243 dividend-equivalent units tied to restricted stock units; F2 = sale made pursuant to a Rule 10b5-1 plan adopted Nov 11, 2025.
• Role: Reporting person is EVP, Chief Technology & Operating Officer.
• Filing: Report filed 2026-02-19 for transactions on 2026-02-17 (timely filing).
• Shares owned after transaction: not specified in the provided filing excerpt.

Context
Sales made under a 10b5-1 trading plan are pre-scheduled and typically indicate routine disposition rather than a real-time change in insider sentiment. Dividend-equivalent units are the economic equivalent of shares credited for dividends on underlying RSUs and vest/settle on the same terms as those RSUs. Purchases or awards (like the 243 units) can be more informative about insider conviction, but this filing primarily shows a substantial planned sale.