James Glenn Richard 4

What Happened
James Glenn Richard, EVP Counsel and Corporate Secretary of Citizens & Northern Corp (CZNC), acquired a total of 12 shares through dividend reinvestment transactions. On Feb 13 he acquired 8 shares at $23.59 (≈ $189) and on Feb 18 he acquired 4 shares at $23.76 (≈ $95), for a combined cost of roughly $284. These were acquisitions through the company's dividend reinvestment/ESOP program (routine reinvestment of cash dividends).

Key Details

• Transaction dates & prices: Feb 13, 2026 — 8 shares @ $23.59 (≈ $189); Feb 18, 2026 — 4 shares @ $23.76 (≈ $95).
• Total shares acquired: 12; total consideration: about $284.
• Shares owned after transaction: Not specified in the filing.
• Footnotes: F1/F2 indicate shares were acquired via reinvestment of cash dividends under the company's dividend reinvestment plan / ESOP.
• Filing date vs. transaction date: Form filed 2026-02-27 for transactions on 2026-02-13 and 2026-02-18 — filing appears later than the typical 2-business-day Form 4 window, which may indicate a late filing.

Context
These purchases are small, routine reinvestments of dividends rather than open-market bullish buys; dividend reinvestment is commonly used by insiders to increase holdings gradually and does not necessarily signal a change in view on the company.