Houff Neil A. 4

What Happened Neil A. Houff, a director of F&M Bank Corp (ticker: FMBM), acquired 202 shares on March 19, 2026. The transaction was recorded as a purchase at $30.59 per share for a total of approximately $6,179. This was an acquisition (purchase) rather than a sale.

Key Details

• Transaction date and price: 2026-03-19, 202 shares at $30.59 each.
• Total value: ~ $6,179.
• Shares owned after transaction: not specified in the provided filing excerpt.
• Footnote (F1): Shares were acquired from the issuer in connection with the receipt of a quarterly retainer (the filing notes the shares were issued with proceeds of a quarterly retainer).
• Filing date: Form 4 filed 2026-03-23 reporting the 2026-03-19 transaction; the filing does not indicate any late-report flag in the provided data.

Context This was an issuer-issued purchase tied to a director retainer (compensation), not an open-market stock buy executed with personal cash. Purchases by insiders can draw investor interest, but issuance for compensation is a common form of payment and does not by itself indicate a change in insider sentiment.