Richard Stephanie N 4

What Happened Richard Stephanie N, Chief Risk Officer of Ally Financial, received a grant/vesting of 18,972 restricted stock units (RSUs) on 2026-02-03 valued at $42.30 per share (total $802,516). To satisfy tax obligations on the vesting, the company withheld 5,429 shares on 2026-01-30 (1,703 + 2,021 + 1,705 shares) at the same $42.30 per-share value, resulting in cashless withholding disposals totaling $229,647. Net shares delivered to the insider from this vesting were 13,543 shares (18,972 − 5,429), valued at roughly $572,869 using the reported $42.30 price.

Key Details

• Transaction types: A = Award/acquisition of 18,972 RSUs (settled in shares); F = tax-withholding disposals of 1,703; 2,021; and 1,705 shares.
• Dates and prices: Withholding disposals dated 2026-01-30 at $42.30; award/settlement reported 2026-02-03 at $42.30 (market value per share cited as of 2026-01-28).
• Values: Award value ≈ $802,516; withheld shares value ≈ $229,647; net value retained ≈ $572,869.
• Shares owned after transaction: Not specified in the filing.
• Footnotes: F1 — shares were withheld by the company to satisfy the reporting person's tax obligation on vesting; F2 — $42.30 = per-share market value as of Jan 28, 2026; F3 — the award represents RSUs that, when vested, may be settled only in shares.
• Timeliness: Form filed 2026-02-03 for transactions on 2026-01-30; filing appears to be within the required two business days and not late.

Context

• This was a standard RSU vesting with company share withholding to cover taxes (code F). Such withholdings are routine and do not necessarily indicate a decision to sell shares for investment reasons.
• The filing reports an award/acquisition (a bullish signal in that the insider received company stock) while the recorded disposals were for tax withholding rather than open-market sales.