King Ryan A 4

What Happened

• Ryan A. King, Co‑Founder and Director of Chime Financial (CHYM), had 4,519 shares withheld to satisfy tax withholding on vested RSUs on 2026-02-17 (4,519 shares × $19.69 = $88,979). On 2026-02-18 he transferred 7,147 shares as a gift (reported as disposed) and simultaneously reported an acquisition of 7,147 shares (reported as received into the King Family Trust).
• The 4,519‑share withholding is a tax remittance related to net settlement of RSUs (not an open‑market sale). The 7,147‑share transfer is a gift/transfer to a family trust for which he is trustee.

Key Details

• Transaction dates/prices: 2026-02-17 — 4,519 shares withheld @ $19.69 (value ~$88,979); 2026-02-18 — 7,147 shares gifted/transferred @ $0.00.
• Shares owned after transaction: not specified in the provided filing.
• Footnotes of note:
  • F1: Withheld shares represent issuer withholding to satisfy tax obligations on RSU net settlement, not a sale by the reporting person.
  • F2: Some securities are RSUs (contingent rights to receive shares subject to vesting).
  • F3: The gifted/transferred shares are held by the King Family Trust; Ryan King serves as trustee.
• Filing timeliness: Report covers transactions through 2026-02-17 and was filed 2026-02-19—no late filing flag indicated.

Context

• The withholding reflects routine tax remittance on vested RSUs (a common practice called net settlement), and should not be read as a market sale or trading signal.
• Gifts/transfers to a family trust are personal estate planning transactions and do not necessarily reflect insider sentiment about the company.