Neptune Insurance Holdings Inc. 8-K

What Happened
Neptune Insurance Holdings Inc. announced its financial results for the fourth quarter and full year ended December 31, 2025 by issuing a press release and an earnings presentation on February 18, 2026. The materials were furnished with the company’s Form 8-K (Item 2.02) and signed by CEO Trevor Burgess. The company states these materials are being furnished (not filed) and are thus not subject to certain Exchange Act and Securities Act liabilities or automatically incorporated by reference into future registration statements.

Key Details

• Date filed: February 18, 2026; reporting results for the period ended December 31, 2025.
• Materials furnished: press release (Exhibit 99.1) and earnings presentation (Exhibit 99.2).
• Form 8-K item: 2.02 (Results of Operations and Financial Condition).
• Signed on the filing by CEO Trevor Burgess.

Why It Matters
This 8-K alerts investors that Neptune has publicly released its quarterly and annual earnings materials—typically the first place to see revenue, earnings, underwriting results, and management commentary for the period. Because the materials are furnished (not filed), they are available to the public but are not automatically subject to certain legal liabilities or incorporated by reference into future SEC filings unless specifically referenced. Investors should review the press release and presentation for the company’s reported revenue, net income/loss, and management outlook to assess business performance and any potential market impact.