WORLD ACCEPTANCE CORP

World Acceptance Corp designs installment lending and insurance products primarily for underserved consumers in smaller towns and rural markets, operating through a network of local branches that focus on personal loans, vehicle financings, and ancillary insurance services tailored to households that often lack access to traditional credit; this customer base values the company’s quick decisions and in-person relationships, but the business remains sensitive to shifts in interest rates, credit quality, local economic cycles, and compliance with consumer finance statutes and regulatory oversight tied to its Consumer Finance Services profile, even as its SIC classification points to specialty consumer lending rather than mainstream banking. While the latest filing and precise industry label are not provided here, CIK 108385 anchors the profile and ticker WRLD ties it to market coverage, so investors should weigh the risks from tightening regulations, rising delinquencies, and possible changes to lending caps before committing capital, then head to Earnings Feed to view live SEC filings for the most current disclosures.

Source: Earnings Feed research · last updated 11/24/2025